products & services

Regular Checking Accounts CD/IRAs
Interest Bearing Checking Accounts Loans
Savings Accounts Other Services


Specialty Products:

Image Statements

24 Hour Bank By Phone

First National Bank's Online Banking System

MasterCard ATM/Check Card

Advantage Checking


MasterCard Debit Card


MasterCard Debit Card The ATM card that works like a check! Use it instead of a paper check anywhere MasterCard is accepted. At restaurants, grocery stores, drug stores … just about everywhere. It's faster than writing a check and safer than cash. Transactions are charged to your checking account and the transaction detail appears on your monthly checking statement. You can also use it to withdraw cash at any ATM machines that accept MasterCard.




A new safety feature has been added to your existing MasterCard Debit Card. We have enabled the SecureCode by MasterCard program. You may find it required by the merchant on your next online purchase, so why not take a moment to do so now? It's free and easy!  Click Here!!




* No monthly fee No fee for debit card transactions

* No transaction fee at any First National Bank of Grayson ATM

* $2.50 per transaction at any non-First National Bank of Grayson ATM


To report a lost or stolen ATM or Debit Card


During banking hours please call 606-474-2000 or 800-880-6621

Outside of banking hours, please call 800-472-3272