products & services

Regular Checking Accounts CD/IRAs
Interest Bearing Checking Accounts Loans
Savings Accounts Other Services


Specialty Products:

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24 Hour Bank By Phone

First National Bank's Online Banking System

Mastermoney ATM/Check Card

Advantage Checking


(606) 474-6611 or (888) 707-6611


Access your account information 7 days a week 24 hours a day from any touch-tone telephone.




* Free Service - no service charges or transaction fees for using 24 Hour Bank by Phone

* Current Balances on deposit and loan accounts

* Posted checks and deposits since last statement

* Loan payoffs and payment information

* Make loan payments

* Transfer funds between accounts

* YTD and last YTD interest information

* Time

* Voice Activated option


Each account is assigned a special PIN# . Simply call 606-474-6611 or 1-888-707-6611 and follow the prompts to obtain your PIN#.