Bank by Text

Access your FNB account anytime, anywhere with Bank by Text


         View account balances

         View transaction history

         Transfer funds between accounts

         View ATM locations

         View branch locations

Text message banking offers the following conveniences:

         Functions on all phones supporting text message commands

         No app to download & no data plan needed

         No user names or passwords to remember

         Text commands are simple

         Supported by most U.S. carriers


To use text message banking, you must have a mobile device that can send and receive text messages. Most mobile phones are capable of these actions. However, some mobile service carriers charge for each message you send and receive.

How to Enroll

To enroll in Bank by Text, text ENROLL to 800-880-6621

Text Message Keywords

To request account information or ATM and branch locations, you send a keyword by text message to 800-880-6621. Keywords are not case-sensitive.

Text the following commands to: 800-880-6621


Text Command

To Enroll


Balance (per account)

BAL + Last 4 digits of account

Balance (all)


History (all)




XFER + From account + To account + Amount

Example:  XFER   123456   78910   75.00

Suspend Enrollment


List of text commands