products & services

Regular Checking Accounts CD/IRAs
Interest Bearing Checking Accounts Loans
Savings Accounts Other Services


Specialty Products:

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24 Hour Bank By Phone

First National Bank's Online Banking System

Enhanced Debit MasterCard

Advantage Checking


Enhanced Debit MasterCard


Convenience and Protection
With your new First National Bank Debit MasterCard, you'll be able to access your money and use your card anywhere Debit MasterCard is accepted around the globe--in stores, online, or by phone.  And with Zero Liability protection, it's safer than carrying cash because you'll be protected from unauthorized purchases. You can also track and monitor payments for better budgeting and control.




Click here for the complete Guide to Benefits





A new safety feature has been added to your existing MasterCard Debit Card. We have enabled the SecureCode by MasterCard program. You may find it required by the merchant on your next online purchase, so why not take a moment to do so now? It's free and easy!  Click Here!!






* No monthly fee No fee for debit card transactions

* No transaction fee at any First National Bank of Grayson ATM

* $2.50 per transaction at any non-First National Bank of Grayson ATM




To report a lost or stolen ATM or Debit Card


During banking hours please call 606-474-2000 or 800-880-6621

Outside of banking hours, please call 800-472-3272